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Long Term Care Insurance

Many insurance companies try to scare people into buying this product by citing ominous statistics regarding the cost and frequency of the need for Long Term Care. These companies play upon your emotions to influence you in buying the product and the amount of coverage you may need. We at AFS do not. Many people are scared away from Long Term Care Insurance because agents illustrate policies with very high premiums. We believe that it is you who should determine the cost by you deciding what premium you are willing and comfortable in using. We will help you design a plan to be within your guidelines. 

We believe this product is right for some people and not for others. We believe in providing you information that will help you decide what is right for you. 

Long Term Care Insurance is a product that can provide peace of mind. It is also a product that you may never need or use. Therefore, we believe in education regarding all aspects of these policies, but we also believe in talking with you about the areas in which you may save money.